Summer is prime time for disasters in Queensland and while the Sunshine State is cooling down, there's still plenty of wet and wild weather expected to continue well into Autumn.

Many of us love a good Queensland storm but it only takes one to cause some serious damage to your home and/or contents (not to mention your bank account). One of the easiest ways you can avoid an unexpected repair bill is by making sure your insurance is up-to-date and covers you for damage caused by severe weather.

Whether you’re a renter or home owner, it’s important to have the right level of insurance for your needs. We’ve put together nine questions to ask your insurer about your policy to make sure you’re covered.

Nine questions to ask your insurer
Asking your insurer a few questions can help make sure you're covered for damage from flooding or other disaster events.

Queensland is the most disaster impacted state in Australia. Our state’s increasing vulnerability to disasters also means rising insurance premiums, especially for North Queenslanders.

There are a range of resources and support available to ensure you have access to affordable protection. Click the links below for more information.